:root {
  --font-heading: 'Chakra Petch', sans-serif;
  --font-body: 'Outfit', sans-serif;
  --bg: #0b0f14;
  --text: #e6eaf0;
  --muted: #8a94a6;
  --accent: #4DA3FF;
  --border: rgba(77, 163, 255, 0.14);
}

@media (prefers-color-scheme: light) {
  :root {
    --bg: #f4f6f9;
    --text: #0b0f14;
    --muted: #5a6275;
    --border: rgba(43, 108, 176, 0.16);
  }
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

.wrap {
  max-width: 720px;
  margin: 0 auto;
  padding: 4rem 1.5rem 5rem;
}

.back {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--muted);
  text-decoration: none;
  margin-bottom: 2.5rem;
}
.back:hover { color: var(--accent); }

header {
  margin-bottom: 2.5rem;
  padding-bottom: 1.75rem;
  border-bottom: 1px solid var(--border);
}

h1 {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1.8rem, 5vw, 2.4rem);
  letter-spacing: 0.02em;
  margin: 0 0 0.4rem;
}

.effective {
  font-size: 0.85rem;
  color: var(--muted);
}

h2 {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 1rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--accent);
  margin: 2.5rem 0 0.9rem;
}

h3 {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  margin: 1.6rem 0 0.5rem;
}

p, li {
  font-size: 1rem;
  color: var(--muted);
  margin: 0 0 1rem;
}

strong { color: var(--text); font-weight: 600; }

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

ul { padding-left: 1.25rem; margin: 0 0 1rem; }
li { margin-bottom: 0.5rem; }

.fineprint p, .fineprint li { font-size: 0.92rem; }

footer {
  margin-top: 3.5rem;
  padding-top: 1.75rem;
  border-top: 1px solid var(--border);
  font-size: 0.82rem;
  color: var(--muted);
}